Under this clause, the Insurer, through the direct settlement mechanism, grants compensation to its own RCA insured in the event of a risk covered by RCA insurance. Direct settlement provides compensation only for:

     → material damages, including deregistration and registration costs, stamp duty costs, expenses for limiting damage, proven by documents, expenses related to the decrease in vehicle value after repairs, proven by documents or expert appraisal;
     → costs for restoring the vehicle to its condition prior to the insured event, proven by documents issued through specialized systems or documents issued under legal conditions;
     → damages representing the consequence of the loss of use of the damaged vehicle, including temporary replacement of the vehicle, based on the option of the injured party;
     → court costs incurred by the injured party or related expenses in the case of alternative dispute resolution if the solution is favorable to the injured party;
     → expenses related to the transport of the damaged vehicle, belonging to the insured, from the accident site to the location of the damage assessment center, to the repair unit chosen by the Insured for vehicle repair, the closest to the accident site or the insured’s domicile, as applicable, if the respective vehicle can no longer move under its own power.