{"id":6489,"date":"2023-04-25T18:23:03","date_gmt":"2023-04-25T16:23:03","guid":{"rendered":"https:\/\/www.axeria-iard.ro\/stagingGDPR\/baar-policies\/"},"modified":"2026-04-06T22:36:42","modified_gmt":"2026-04-06T20:36:42","slug":"baar-policies","status":"publish","type":"page","link":"https:\/\/www.axeria-iard.ro\/stagingGDPR\/en\/baar-policies\/","title":{"rendered":"BAAR Policies"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6489\" class=\"elementor elementor-6489 elementor-1571\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-967c791 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"967c791\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b72768\" data-id=\"1b72768\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0aaf0cc elementor-widget elementor-widget-spacer\" data-id=\"0aaf0cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ccf5ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ccf5ca\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-497c12e\" data-id=\"497c12e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0a5417b elementor-widget elementor-widget-heading\" data-id=\"0a5417b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Management of High-Risk RCA Insured Persons<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce7e5aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce7e5aa\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ddd6166\" data-id=\"ddd6166\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ac9fe8a elementor-widget elementor-widget-text-editor\" data-id=\"ac9fe8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As of February 10, 2023, the new \u201cBAAR Policies and Procedures for Managing RCA Insurance for High-Risk Insured Persons\u201d entered into force, approved by A.S.F. through approvals no. 419\/22.11.2022 and no. 37\/09.02.2023, in accordance with Law no. 202\/2022 for amending and supplementing Law no. 132\/2017 and A.S.F. Norm no. 18\/2022 for amending and supplementing A.S.F. Norm no. 20\/2017 regarding motor insurance in Romania.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-adce1bd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"adce1bd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0f9e4d2\" data-id=\"0f9e4d2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f7ec0a elementor-widget elementor-widget-heading\" data-id=\"6f7ec0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">You are classified as a high-risk policyholder if:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d2e6695 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d2e6695\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f83d57\" data-id=\"1f83d57\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b2c697d elementor-widget elementor-widget-text-editor\" data-id=\"b2c697d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p> \u2192 you have received at least 3 valid insurance offers from different RCA insurers;<\/p><p> \u2192 the offers are calculated for a 12-month insurance period and represent the total insurance premium obtained by adding the net premium (excluding distribution costs) to the distribution costs related to the sales channel used, without including the direct settlement service and without additional clauses or coverages;<\/p><p> \u2192 all total insurance premiums from the received offers, calculated as above, are higher, at the date of issuance, than the reference tariff for the vehicle.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eb1bae3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb1bae3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3214adf\" data-id=\"3214adf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e5671f elementor-widget elementor-widget-heading\" data-id=\"3e5671f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">If your request for a high-risk RCA insurance offer has been assigned to our company, you may contact us for policy issuance:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cb5ff14 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb5ff14\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b640564\" data-id=\"b640564\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b93689 elementor-widget elementor-widget-text-editor\" data-id=\"4b93689\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><p> \u2192 by phone: <strong>021.9110<\/strong><\/p><p>  \u2192 by email: <strong><span style=\"color: #000000;\"><a class=\"mail\" style=\"color: #000000;\" href=\"mailto:%20politebaar@axeria-iard.ro\">politebaar@axeria-iard.ro<\/a><\/span><\/strong><\/p><p> \u2192 at our headquarters:<\/p><address>B\u0103neasa Airport Tower Blvd. Ion Ionescu de la Brad 1A, 2nd floor 013811, Bucharest<\/address><\/div><div><small><em>Note: To obtain an indicative RCA tariff, please access the <strong><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/en\/rca-calculator\/\">\u201cRCA Calculator\u201d<\/a><\/span><\/strong> page.<\/em><\/small><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9e11f2a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9e11f2a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-88879bf\" data-id=\"88879bf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30aef45 elementor-widget elementor-widget-spacer\" data-id=\"30aef45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-478306da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"478306da\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5f518a56\" data-id=\"5f518a56\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-331a94b6 elementor-widget elementor-widget-image\" data-id=\"331a94b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"454\" src=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/wp-content\/uploads\/2023\/07\/Axeria_Logo_Blanc-1024x454.png\" class=\"attachment-large size-large wp-image-6406\" alt=\"axeria iard - rca calculator-logo\" srcset=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/wp-content\/uploads\/2023\/07\/Axeria_Logo_Blanc-1024x454.png 1024w, https:\/\/www.axeria-iard.ro\/stagingGDPR\/wp-content\/uploads\/2023\/07\/Axeria_Logo_Blanc-300x133.png 300w, https:\/\/www.axeria-iard.ro\/stagingGDPR\/wp-content\/uploads\/2023\/07\/Axeria_Logo_Blanc-768x340.png 768w, https:\/\/www.axeria-iard.ro\/stagingGDPR\/wp-content\/uploads\/2023\/07\/Axeria_Logo_Blanc-1536x680.png 1536w, https:\/\/www.axeria-iard.ro\/stagingGDPR\/wp-content\/uploads\/2023\/07\/Axeria_Logo_Blanc.png 1996w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25d3e72e elementor-mobile-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"25d3e72e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-building\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">AXERIA IARD SA Lyon \u2013 Bucharest Branch<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-map-marker-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Str. Gheorghe Titeica 212-214 (Floreasca), Sector 2, Bucharest - Ethos House Building, 2nd Floor <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-book-open\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">J2021011706408 VAT:44552384<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-list-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Authorized and registered under number 352893200 and supervised by Autorit\u00e9 de contr\u00f4le prudentiel et de r\u00e9solution (ACPR) France https:\/\/acpr.banque-france.fr<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-481919ca\" data-id=\"481919ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-557e3a65 elementor-widget elementor-widget-text-editor\" data-id=\"557e3a65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>DATA PROTECTION<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f345432 elementor-widget elementor-widget-text-editor\" data-id=\"2f345432\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/en\/settlement-clause\/\"><span style=\"color: #ffffff;\">Direct Settlement Clause<\/span><\/a><\/p><p><a href=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/en\/complaints\/\"><span style=\"color: #ffffff;\">Petitions<\/span><\/a><\/p><p><a href=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/en\/cookie-policy\/\"><span style=\"color: #ffffff;\">Cookies Policy<\/span><\/a><\/p><p><a href=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/en\/terms-and-conditions\/\"><span style=\"color: #ffffff;\">Terms and Conditions<\/span><\/a><\/p><p><a href=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/en\/gdpr-privacy-policy\/\"><span style=\"color: #ffffff;\">Privacy Policy &#8211; GDPR<\/span><\/a><\/p><p> <\/p><p style=\"text-align: center;\"> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-44bc0a2a\" data-id=\"44bc0a2a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17a3da2 elementor-widget elementor-widget-text-editor\" data-id=\"17a3da2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>USEFUL LINKS<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49b87569 elementor-widget elementor-widget-text-editor\" data-id=\"49b87569\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/asfromania.ro\/\">Financial Supervisory Authority (ASF)<\/a><\/span><\/p><p><a href=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/petitii\/\"><span style=\"color: #ffffff;\">AXERIA-IARD LION Petitions &#8211; Bucharest Branch<\/span><\/a><\/p><p><span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/anpc.ro\/\">Consumer Protection (ANPC)<\/a><\/span><\/p><p><a href=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/wp-content\/uploads\/Documente\/Raport%20tarife%20de%20referinta%20ASF.pdf\" data-wplink-url-error=\"true\"><span style=\"color: #ffffff;\">RCA Reference Tariffs Report<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-696f717b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"696f717b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-35f1b5ff\" data-id=\"35f1b5ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13acb318 elementor-widget elementor-widget-text-editor\" data-id=\"13acb318\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Axeria-Iard \u00a9 2023 &#8211; All rights reserved &#8211; design by <span style=\"color: #ccffff;\"><a style=\"color: #ccffff;\" href=\"https:\/\/www.mcgmwebdesign.ro\/\">MCGM Web Design<\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Management of High-Risk RCA Insured Persons As of February 10, 2023, the new \u201cBAAR Policies and Procedures for Managing RCA Insurance for High-Risk Insured Persons\u201d entered into force, approved by A.S.F. through approvals no. 419\/22.11.2022 and no. 37\/09.02.2023, in accordance with Law no. 202\/2022 for amending and supplementing Law no. 132\/2017 and A.S.F. Norm no. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-6489","page","type-page","status-publish","hentry"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BAAR Policies - Axeria Iard<\/title>\n<meta name=\"description\" content=\"BAAR Policies - BAAR Policies and Procedures for Managing RCA Insurance Applicable to High-Risk Policyholders\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BAAR Policies - Axeria Iard\" \/>\n<meta property=\"og:description\" content=\"BAAR Policies - BAAR Policies and Procedures for Managing RCA Insurance Applicable to High-Risk Policyholders\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/en\/baar-policies\/\" \/>\n<meta property=\"og:site_name\" content=\"Axeria-iard\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-06T20:36:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/wp-content\/uploads\/2023\/07\/Axeria_Logo_Blanc.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1996\" \/>\n\t<meta property=\"og:image:height\" content=\"884\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/en\/baar-policies\/\",\"url\":\"https:\/\/www.axeria-iard.ro\/stagingGDPR\/en\/baar-policies\/\",\"name\":\"BAAR Policies - 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